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Lowe's Inventory Turnover: Multi-Year 10-K History

Lowe's Companies Inc (LOW) reported 3.3x inventory turnover in fiscal 2025 (year ended January 30, 2026), holding in the low-3x band it has run since FY23. The structural gap to Home Depot (4.5x in FY25) reflects Lowe's DIY-heavy customer mix, the mirror image of Home Depot's Pro strategy. Source: Lowe's 10-K filings on SEC EDGAR.

FY21 - FY25 turnover history

Fiscal YearCOGSInv (start)Inv (end)Turnover
FY21 (ended Jan 2022)$64.19B$16.19B$17.61B3.8x
FY22 (ended Feb 2023)$64.80B$17.61B$18.53B3.6x
FY23 (ended Feb 2024)$57.53B$18.53B$16.89B3.2x
FY24 (ended Jan 2025)$55.80B$16.89B$17.41B3.3x
FY25 (ended Jan 2026)$57.40B$17.41B$17.30B3.3x

Turnover = COGS / average inventory, where average inventory is the mean of the year's opening and closing balance-sheet inventory. COGS and inventory taken directly from Lowe's 10-K filings (Lowe's tags COGS as Cost of Goods and Services Sold in its XBRL). FY22 was a 53-week fiscal year.

Lowe's vs Home Depot: the structural turn gap

Lowe's and Home Depot are operationally near-twins on store format, footprint and category structure. The persistent turnover gap (3.3x vs 4.5x in FY25) is a measurable result of who walks through the door:

  • DIY-heavy mix. Lowe's runs roughly 75-80% DIY, with the Pro customer around 20-25% of sales. Home Depot is closer to 50% Pro. DIY shoppers buy smaller baskets less frequently, so individual SKU exit velocity is lower and stock sits longer.
  • Fewer pallet-quantity buys. The Pro contractor who buys in pallet quantities is the single biggest accelerant of turnover in home improvement. Lowe's thinner Pro base means less of that high-velocity volume per square foot of shelf.
  • Pro growth is the stated lever. Lowe's has made Pro penetration its explicit growth priority, reporting U.S. Pro penetration above 23% in fiscal 2025 (up more than 500 basis points since 2019). Closing the turnover gap to Home Depot runs through that mix shift.

The roughly 1.2-turn gap means Home Depot cycles its stock materially faster than Lowe's for the same balance-sheet investment. On Lowe's roughly $17B average inventory, each additional turn would run about $17B more COGS through the same capital base. That is why the Pro-versus-DIY mix question is, at bottom, a turnover and working-capital question.

Why turnover compressed after FY21

Lowe's turnover slid from 3.8x in FY21 to a 3.2-3.3x band from FY23 onward. The drivers visible in the 10-K filings:

  • DIY demand normalised. The pandemic-era surge in homeowner projects faded; big-ticket discretionary categories (appliances, flooring, outdoor) softened first, and those are slower-turning to begin with.
  • Higher rates cooled projects. Mortgage and financing costs lengthened homeowner decision cycles, pushing out the repeat-purchase cadence that drives turnover.
  • Inventory discipline, not a velocity rebound. The recovery to 3.3x came from holding inventory roughly flat against returning sales, not from a structural acceleration in how fast stock moves.

The result is a company parked firmly in the low-3x band, structurally below Home Depot's low-to-mid 4x. Until the Pro mix moves materially, that gap is the baseline.

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Updated 2026-06-09